Our Products
Financial products
built for you.
From savings and fixed deposits to home loans and digital banking — a complete range of cooperative financial products designed around the real needs of Bapatla's community.
Savings & Deposits
Grow your savings with us.
Savings
Savings Account
A simple, secure account with attractive interest rates, zero hidden charges and minimal balance requirements suited to every income level.
- Attractive interest rates
- Zero hidden charges
- Easy online access
- Nomination facility
Deposits
Fixed Deposit
Lock in your savings for a fixed period and earn assured high returns. Tenure options from 7 days to 10 years to suit your financial goals.
- Tenures from 7 days to 10 years
- Premature withdrawal facility
- Loan against FD up to 90%
- Auto-renewal option
Deposits
Recurring Deposit
Save a fixed amount every month and build a corpus over time. Ideal for salaried individuals and small business owners.
- Monthly installment from ₹100
- Flexible tenure 6–120 months
- Loan against RD
- Joint account option
Business
Current Account
Designed for businesses and traders who require frequent transactions without any restrictions or per-transaction fees.
- Unlimited transactions
- Overdraft facility
- Cheque book facility
- Business-friendly terms
Loans & Credit
Borrow with confidence.
Home Loan
Realise your dream of owning a home with affordable rates, quick processing and flexible repayment up to 20 years.
Business Loan
Working capital and term loans designed for small and medium enterprises across Bapatla and Guntur District.
Personal Loan
Fast, stress-free personal loans for medical, education, travel or home renovation — disbursed within 48 hours.
Agricultural Loan
Crop loans, farm equipment finance and allied agricultural credit at concessional rates for Guntur District farmers.
Education Loan
Finance quality education with moratorium during study and flexible repayment that begins after graduation.
Vehicle Loan
Two-wheeler and four-wheeler loans at attractive rates. Finance up to 90% of vehicle value with swift approvals.
More Services
Beyond banking.
Safe Deposit Lockers
State-of-the-art lockers in small, medium and large sizes with round-the-clock security surveillance.
Digital Banking
Internet banking, NEFT, RTGS, IMPS and mobile banking — manage your account conveniently from anywhere.
Deposit Insurance
Every depositor account is insured up to ₹5 Lakh under DICGC for complete peace of mind.